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Pinellas County School Zones And Why Its Important When You Buy Your Next Home
Dated: January 19 2024
Pinellas County School Zones and Why It's Important When You Buy Your Next Home
What School Zone Will Your Next Home Be In?
One of the other MAJOR items many home buyers consider is where they want their children going to school. Regardless of your home’s price point, choosing the right school for your children is often at the top of the priority list. In South Pinellas County, we’re lucky enough to have a wide variety of public and private school choices. Which type of school is right for you may be another story entirely, and an important financial decision.
Often we hear, “How are the Public Schools around here?” or “I only want my child in Private School.” This is an important decision because the cost of private school vs buying a home in a good public school area can result in a major change in a buyer’s budget. For instance, let’s say you only want your children in private school , the cost of going to a private school such as Shorecrest Prep or Canterbury School in St. Petersburg, ranges from over $24,000/year (Summer school not included) for a kindergartner, to about $32,000/year for grades 9-12 in the 2023/2024 school year.
See Rates below for this school from their website at the time of publication of this article:
On the other hand, let’s say you move to an area like Seminole, Largo, Palm Harbor, St Petersburg, or Redington Beach, where there are a several A-Rated Public Schools (Rated by state testing standards) within a 10 mile radius. Your home may cost more, but will the increased mortgage payment cost more than the tuition payment for your child to go to a private school? What about if you have more than one child or are expecting to grow your family in the next 5 years? Will the education choices be comparable and affordable?
It’s important to talk with your lender and your real estate agent about your plans so they can help you weigh all of these options and make the right decision for your family. If you have 2 children, you may be better off finding a slightly higher priced home in a great public school zone vs. paying close to $60k per year to attend a private school in another area (a.k.a. about $5,000 per month in tuition costs). However, if the home and neighborhood you love isn't zoned for a public school you love, private school may be the best option.
For example, let's say the home you want is $100k more in a great public school zone, your mortgage payment will be higher, but it won't be $4,000 per month higher.
But then again, if there’s a set of programs the private school offers that you can’t easily get from a local public school, maybe that added benefit is worth more to you if you can afford it. The answer varies from person to person and there really is no right or wrong answer, just what makes the most sense for your family.
This is an especially important topic for home buyers to consider that may not have children yet, but are planning on staying in their next home for several years AND plan on having children during that time. It’s certainly a good idea to consider what the future costs of school could look like in the area you're targeting, or if there’s infant care available in that area (it can be hard to find and waitlists are common in the most popular preschools) in the event you are planning on a baby and continuing to work full time once your child arrives. It’s never too early to tour the local schools or to talk to other parents about the options available as you shop for a home.
Another great resource for figuring out what school your potential new home may be zoned for is the Pinellas County School Zone Locator Website:
Just starting your home search? You can also go to the Pinellas County School's website for the most current Pinellas County School Grades to see where some of the highest-rated schools might be:
And as always, if you're thinking about buying or selling real estate, be sure to give us a call at (727) 400-3315 or message us by clicking HERE. Our team of experienced agents can help you find the answers to many of these questions & more. We are here to help you find your dream home!
Wondering what your home may be worth in Pinellas County, FL?
Andrea is the Managing Partner of The Sandy Hartmann Group and runs the team alongside Sandy Hartmann. She would love to talk to you about real estate! Andrea was born and raised in the Tampa Bay a....
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